And as a result, he has never had to be more intelligent than he is. He’s never needed to be a smart man. He has never had to grow as a person. His money has allowed him to remain mediocre. His money has allowed him to fail without attributing that failure to himself.

In order to grow as a person, you need to first believe that you are NOT where you need to be, and he has always been led to believe he is perfect, and needs no improvement.